Personal & Corporate Financial Advice

Welcome to The Steve Williams Practice Limited, home to 9 Financial Advisers, the majority of whom have over 20 years experience of financial services.

Over the decades, we have assisted generations of clients with their financial needs. These include long term planning including pensions and investments, trust planning, arranging mortgages to purchase property or ensuring adequate protection for loved ones against the unexpected.

THE TEAM

Anne Louise Morgans DipFA

Ken Griffiths

Financial Adviser

Financial Adviser

Kevin Roberts MIFS DipFA

Lyndon Staples

Financial Adviser

Financial Adviser

Steve Williams DipFA

Jan Goodwin

Ralph Morgans

Practice Principal

Financial Adviser

Senior Protection Consultant

Kay Hunt

Jessica Cole

Amanda Roberts

Practice Manager

Financial Adviser

Business Development Manager

We offer a wide range of financial services which are listed in full in this website. We pride ourselves on our personal face-to-face approach with clients and our ultimate aim is to establish long-term relationships. A number of clients have been with us for more than 20 years and, in some cases, we look after three generations of the same family. We are happy to conduct meetings with you at your work premises, home or at our office, which is easily accessible from the M4 (Junction 45). Our offices are located in Axis Court, Riverside Business Park, Swansea Vale.  We have ample, free parking.

The Steve Williams Practice Limited is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

 

The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

PRODUCTS AND SERVICES

Pension Planning & Annuities

Whether you are looking to save for retirement or take income from existing pension schemes, we offer advice on a range of products from highly regarded pension providers.

 

 

Investments

When you have worked hard for your money you need to ensure that it is safe and now working for you.

As different people want different things from their Investments it is vital to ensure we establish your attitude to risk. Based on this and after a thorough discussion where we understand your needs, aims and objective we are able to advise accordingly from a range of Investments.

The value of your Investments and any income from them can fall as well as rise and you may not get back the original amount you invested.

ISA’s

Investment Bonds

Investment Accounts

Venture Capital Trusts

Structured Deposit Accounts

Enterprise Investment Schemes

Collective Investments

We offer advice on:

Saving for Retirement

Personal Pensions

Stakeholder Schemes

Group Schemes

SIPPs (Self-Invested Personal Pensions)

 

Your options at retirement:

Annuities

Taking cash lump sums

Income drawdown

Flexi access drawdown

Wills, Trusts and Estate Planning

To ensure that your financial assets remain with those closest to you after your death, it is important to invest time into estate planning and engage some financial management tools for the future. The Steve Williams Practice Limited aims to help maximise the financial security of your family by making early provision for all eventualities.

 

We aim to offer:

Wills

Trusts

 

The will writing service promoted here is not part of the Openwork offering and is offered in our own right. Openwork Limited accept no responsibility for this aspect of our business.

Will writing is not regulated by the Financial Conduct Authority.

Mortgages

The Steve Williams Practice Limited offers advice on a large number of mortgages from a wide range of lenders, including access to some exclusive deals not available on the high street. Making us perfectly placed to find you the right competitive deal.

 

Whose products do we offer?

We offer a comprehensive range of mortgages from across the market, but not deals that you can only obtain by going direct to the lender.

Whether it's a residential, overseas, commercial or specialist loan that is required, our panel offers a combination of choice and suitability.

In addition, we have access to exclusive products from both mainstream and niché lenders.

Commercial mortgages, overseas mortgages and some buy to let mortgages are not regulated by the Financial Conduct Authority.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

We offer access to advice on:

Mortgages and re-mortgages

Commercial mortgages

Overseas property mortgages

Self build

Buy to let and let to buy

Secured loans

Latest News

Your latest newsletter from the Steve Williams Practice Limited Viewpoint...

Budget Notes from Autumn 2017

General Insurance: Personal & Commercial

By taking advantage of our General Insurance products through Payment Shield and others for non-standard policies we are able to offer advice to clients and offer value for money cover.

 

Personal

Building & Contents

Accident, Sickness & Redundancy Cover

 

Business by introduction to a specialist insurer

Landlords Insurance

Tradesman Liability

Public Liability

Property Insurance

Professional Indemnity

Protection Products

We are able to assist clients establish the correct level of cover, whether they are looking to protect their mortgage or for help with inheritance tax planning. Once the appropriate level of cover has been assessed and agreed with the client, we will then advise on the right solutions available and arrange the necessary cover from some of the most trusted names in the protection industry.

Please note private medical insurance is by introduction to a third party.

 

 

We offer advice on:

Life Cover

Critical Illness Cover

Income Protection

Mortgage Protection

Key Person Cover

Shareholder Protection

Inheritance Tax Planning

Private Medical Insurance

Accident, Sickness and Redundancy Insurance

How to find us

Directions to our office

From M4/Swansea Valley

Exit the Ynysforgan M4 Junction 45 intersection by taking the dual carriageway (4067) to Swansea which is signposted DVLA Swansea local office & Swansea Vale. After approximately 200 yards take the left-hand slip road and turn 1st left at the roundabout, which takes you over the river Tawe. At the next roundabout take the 3rd exit onto Heron Drive and into Riverside Business Park. At the next roundabout take the 1st left into Mallard Way, then left again into Axis Court in between HSBC and Ty John Penry. Continue straight on and we are situated next to the lake on the right hand side of Solo Services.

From Swansea/Liberty Stadium

Take the 4067 towards the M4/Pontardawe. After coming out of the tunnel by McDonalds take the slip road after DFS. At the roundabout take the 3rd left, signposted DVLA Swansea local office. At the 1st roundabout take the 3rd exit onto Heron Drive and into Riverside Business Park. At the next roundabout take the 1st left into Mallard Way, then left again into Axis Court in between HSBC and Ty John Penry. Continue straight on and we are situated next to the lake on the right hand side of Solo Services.

WELCOME      THE TEAM        PRODUCT & SERVICES      HOW TO FIND US

1C Axis Court, Mallard Way, Riverside Business Park, Swansea Vale, Swansea SA7 0AJ

Tel: 01792 480001/772787 Fax: 01792 344410 Email: steve.williams@openwork.uk.com

Carmarthen Office: 01267 241779  Cardigan Office: 01239 615123

WELCOME      THE TEAM        PRODUCT & SERVICES      HOW TO FIND US    COOKIES

Registered in England and Wales Registered number 10596690. Registered address 5 Grove Road, Pontardawe, Swansea, Wales, SA8 4HH. The Steve Williams Practice Limited is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.